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Persona :: New Arcana

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Welcome, Welcome! You've probably guessed by now, but this is a text-based Persona RPG site for Atlus fans, by Atlus fans. If you're new to Shin Megami Tensei, this place can still be for you, so no need to dash towards the doors! Your first stop should be the introduction board so we can introduce ourselves. Then right after that, feel free to go through our vital information to get a good feel of the site. We hope you enjoy your stay, and if you have any questions don't hesitate to post them here. Ciao!

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 The Banking System

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BernAHoo

BernAHoo


Posts : 293
Join date : 2015-06-24

The Banking System Empty
PostSubject: The Banking System   The Banking System EmptyThu Oct 27, 2016 7:57 pm

What about a banking system?

In the plots, players can potentially deposit their money into a bank account persay, and store/withdraw their VC in/from a safe storage area. This would allow people to store their VC seperate from their person, and to top it off we could do a +5% interest per month on their account even.

I don't see any reason why not to have this, it is pretty sensible given the plots take place in cities and the like.
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TheDeathNaught1

TheDeathNaught1


Posts : 882
Join date : 2015-06-07
Age : 24
Location : California, USA

The Banking System Empty
PostSubject: Re: The Banking System   The Banking System EmptyThu Oct 27, 2016 8:10 pm

I don't think that would work for us psyche terrorists because the banks are evil. Ooooh, spoopy banks!
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Azami

Azami


Posts : 1246
Join date : 2014-10-17
Age : 24
Location : Chained to a rock by a fickle RNG god. Ow, my liver.

The Banking System Empty
PostSubject: Re: The Banking System   The Banking System EmptyThu Oct 27, 2016 8:47 pm

I think the best question I can ask is this: what's the point? Why not just carry it on your person? It's not like there's a randomizer every five day cycles that makes you at risk of losing X amount of VC because it fell out of your wallet or something. lmao

I guess it could be useful if enemies were using money-stealing skills, but I haven't seen any do that sort of thing, so I honestly don't know why it'd be safer to put our cash in these banks. Maybe other players might beat you up and steal your money, but if that happens then I'm pretty sure most of them will just go the extra mile and kill you too, so it's not like it's gonna do you a lot of good unless you can transfer VC between characters. Hell, if anything it'd be counterproductive: I can definitely imagine someone putting their VC in a bank and not having it on them when they die and need to pay the fee for dungeon escape or whatever.

As for the interest aspect, it seems to me like a cheap way to earn VC while sitting on your ass. Not that I'm complaining, more money for me ayyyyy.
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PostSubject: Re: The Banking System   The Banking System Empty

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